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Use the right credit card for every purchase.

See what your cards actually earn you, and what the wrong one cost.

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Which card for dining?

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Sample cards. Pick a category to try it.

Use American Express Gold

4× points at 1¢ ≈ 4% back

  • Chase Sapphire Preferred

    3%
  • Citi Double Cash

    2%
Show every category

Points cards are compared by what their points are worth to you, using each card's point value. Rates are simplified to one per category, so spending caps and rotating categories aren't reflected.

What it does

  • Best card for every category

    Pick Dining or Groceries and see which of your cards earns the most.

  • Every purchase, in one place

    Log the merchant, amount, card, and category in a few taps.

  • Rewards you've earned

    Total rewards and your effective reward rate, month by month.

  • What the wrong card cost you

    See the rewards you missed by not using your best card.

  • Private by design

    No card numbers are ever stored. Each card is just a name you choose, and only you can see your data.